SPEED FUNDED

FUNDED ACCOUNT AGREEMENT

Effective date: 23 August 2026Last updated: 23 August 2026

These Funded Account Terms and Conditions (the “Agreement”) govern access to and use of the Speed Funded Funded Account Programme (the “Programme”). This Agreement applies only to the Funded Phase and is separate from the Speed Funded Terms & Conditions that govern speedfunded.com, purchases, Challenges and evaluation stages.

This Agreement is entered into electronically between you and Sandsoft Tech Services FZ-LLC, a company registered in the United Arab Emirates under registration number 47027836, with registered address at FDRK5906, Compass Building, Al Shohada Road, Al Hamra Industrial Zone-FZ, Ras Al Khaimah, United Arab Emirates (the “Company”, “Speed Funded”, “we”, “us” or “our”).

By clicking “I Agree”, “Accept” or a similar acceptance button, activating a Funded Account or otherwise accessing the Funded Phase, you confirm that you have read, understood and accepted this Agreement, the applicable Privacy Policy, Programme Rules, Risk Disclosure and Restricted Jurisdictions policy. This Agreement becomes binding when your electronic acceptance is recorded and your Funded Account is activated.

You must provide complete, true and accurate information throughout your participation, including information required for identity verification, compliance and Reward processing. We may refuse activation, suspend participation or terminate this Agreement if information is incomplete, inaccurate, misleading, fraudulent or inconsistent with information previously provided. If you do not agree with this Agreement, do not activate or use the Funded Account.

1. WHO PROVIDES THE FUNDED PHASE

1.1. The Company is the primary customer-facing contracting party and makes the Programme available under the Speed Funded brand.

1.2. The Company’s current funded-phase infrastructure, simulated-account administration, risk review and Reward-support services are supplied by FX-EDGE V LTD, a licensed Financial Dealer registered in Vanuatu under registration number 700604 and regulated by the Vanuatu Financial Services Commission (the “Funded Phase Provider”).

1.3. The Funded Phase Provider is an independent service provider. It may operate or support the simulated environment, monitor trading activity, conduct compliance checks, assess Programme integrity, determine whether trading activity satisfies the applicable rules, approve or administer Rewards, and take other actions expressly contemplated by this Agreement.

1.4. By accepting this Agreement, you acknowledge the Funded Phase Provider’s role and agree that it may rely on and enforce the provisions of this Agreement that protect the simulated environment, trading rules, data, confidentiality, compliance processes, intellectual property, liability limitations and termination rights. Except for those expressly stated rights and functions, the Company remains the contracting party responsible for customer-facing administration of this Agreement.

1.5. Neither the Company nor the Funded Phase Provider acts through the Programme as your broker, investment firm, asset manager, financial adviser, custodian, bank or deposit-taking institution.

2. DEFINITIONS

Unless the context requires otherwise, the following definitions apply:

2.1. “Account” or “Funded Account” means the simulated trading account provided to you for the Funded Phase.

2.2. “Account Parameters” means the trading objectives, loss limits, drawdown method, leverage, instruments, commissions, swaps, minimum activity, Reference Period, Reward split and other conditions assigned to the Funded Account and displayed in the dashboard or activation record.

2.3. “AML” means anti-money laundering and counter-terrorist-financing requirements.

2.4. “Capital” or “Simulated Capital” means the notional balance assigned to an Account for simulated trading only. It has no monetary or asset value.

2.5. “Challenge” means an evaluation stage completed before the Funded Phase, except where an instant-access Programme does not require a prior Challenge.

2.6. “Forbidden Trading Practices” means the practices described in Section 7.

2.7. “Funded Phase” means the simulated stage during which you are granted access to an Account under predefined Account Parameters and may become eligible for a Reward. It does not involve the provision of client funds, real capital or a live trading account to you.

2.8. “Funded Phase Provider” means the provider identified in Clause 1.2 or a lawful replacement notified under this Agreement.

2.9. “KYC” means know-your-customer identity and eligibility verification.

2.10. “Programme Rules” means the rules, parameters, restrictions and requirements assigned to the Funded Account and made available through the dashboard, activation record or official Speed Funded rule page.

2.11. “Reference Period” means the recurring period during which your simulated performance is assessed for Reward purposes. The period begins and ends on the dates shown for the Account. Unless the Account Parameters state otherwise, a Reference Period is one calendar month.

2.12. “Restricted Jurisdiction” means a jurisdiction identified in the Speed Funded Restricted Jurisdictions policy or another location where participation would be unlawful or operationally prohibited.

2.13. “Reward” means a conditional performance-based contractual payment that may become payable under Section 9. A Reward is not a withdrawal of Simulated Capital, profit from your real-market trading, investment income or a distribution of client funds.

2.14. “Simulated Trading” means trading activity performed within a demo environment without you accessing or placing orders in real financial markets.

2.15. “Trading Platform” means the independent electronic trading technology through which the Account is accessed.

2.16. “User”, “Trader”, “you” or “your” means the individual who accepts this Agreement and is verified as the sole authorised user of the Account.

2.17. “Website” means speedfunded.com, the Speed Funded dashboard and any successor interface through which Programme information is made available.

3. NATURE OF THE PROGRAMME

3.1. The Programme provides access to Simulated Trading only. Trading activity, positions, balances, performance results and outcomes within the Programme are hypothetical and do not constitute real-market trading.

3.2. You do not trade real financial instruments, access live markets, manage client money or control real capital through the Account. No simulated order placed by you is an instruction to purchase or sell a real financial instrument on your behalf.

3.3. The Programme does not provide:

(a) investment, financial, legal or tax advice;

(b) portfolio or asset management;

(c) brokerage, dealing, reception, transmission or execution of your orders in real markets;

(d) custody of money, securities, digital assets or other property;

(e) a bank, deposit, savings or investment account; or

(f) an offer, solicitation or recommendation to transact in a financial instrument.

3.4. A Reward is determined from verified simulated results and contractual conditions. It is not linked to a right held by you in any real trade, hedge, market position or financial instrument.

3.5. Subject to your continuing compliance, the Company grants you a limited, personal, non-exclusive, non-transferable, revocable and non-sublicensable licence to access and use the Account, Website and related functionality solely for permitted participation in the Programme.

3.6. No ownership, intellectual-property or other proprietary right is transferred to you. The Company and its licensors may suspend, restrict or revoke access in accordance with this Agreement.

4. PROGRAMME STRUCTURE AND ACCOUNT PARAMETERS

4.1. The Funded Phase begins only after:

(a) you validly complete the applicable Challenge or qualify through an instant-access Programme;

(b) all required trading results have been reviewed;

(c) you successfully complete required KYC, sanctions and eligibility checks;

(d) you accept this Agreement; and

(e) the dashboard confirms activation of the Funded Account.

4.2. Participation is conditional on continuous compliance with the Account Parameters, Programme Rules, risk limits, performance requirements and this Agreement.

4.3. The Account Parameters assigned at activation govern the Account. They may differ according to the Programme purchased, account size, promotion or add-on validly selected during the Challenge.

4.4. The dashboard and activation record are authoritative for Account-specific calculations and parameters. General website, marketing, affiliate, social-media, review or directory content does not override the conditions assigned to the Account.

4.5. We may correct an obvious price, data, technical or calculation error. We will not retroactively impose a materially less favourable commercial parameter on a completed Reference Period solely for convenience. Changes required by law, sanctions, security, fraud prevention, platform integrity or an independent provider may apply immediately where reasonably necessary, with notice where practicable.

4.6. Access to the Funded Phase, continuation of an Account and eligibility for a Reward are conditional. Nothing in this Agreement guarantees continued participation, employment, real capital, income or a Reward.

5. ACCOUNT ACCESS AND SECURITY

5.1. The Account is personal to you. You must keep all credentials, access keys and authentication data confidential and must not make them available to any other person.

5.2. You may maintain only the number and aggregate notional value of Funded Accounts expressly permitted by the Programme Rules. Unless prior written approval is given, you may not create or operate duplicate Accounts to evade an Account cap, rule or risk limit.

5.3. Accounts may not be shared, jointly operated or accessed by more than one person. You must not sell, assign, transfer, donate, lease, sublicense or otherwise dispose of an Account.

5.4. You must promptly notify support@speedfunded.com if you suspect unauthorised access, credential compromise or identity misuse. We may temporarily restrict the Account while investigating.

5.5. We are not liable for unauthorised access or misuse occurring outside the reasonable control of the Company or its authorised providers. This does not exclude liability that cannot lawfully be excluded.

5.6. You must keep your information complete, accurate and current and provide supporting documents when reasonably requested. We may rely on information supplied by you unless there is an evident reason not to do so.

5.7. Access may be limited or unavailable because of maintenance, upgrades, technical issues, security incidents, data-feed interruption, third-party failure or other operational reasons. Continuous or error-free availability is not guaranteed.

5.8. You are responsible for obtaining and maintaining suitable hardware, software, internet access and technical means at your own cost. We do not guarantee compatibility with a particular device, operating system, application, plug-in or configuration.

6. SIMULATED CAPITAL AND RESET MECHANISM

6.1. Simulated Capital is purely notional and has no monetary value. You acquire no ownership, withdrawal, transfer or security interest in it.

6.2. Subject to the Account Parameters, at the end of a trading cycle or Reference Period:

(a) open simulated positions may be closed;

(b) the Account balance and risk parameters may be reset; and

(c) simulated profits or losses may be annulled after any eligible Reward and permitted Roll-over Reward have been calculated.

6.3. A displayed balance, equity figure or simulated profit does not represent money held for you and is not automatically a debt or payable amount.

7. TRADING RULES AND FORBIDDEN TRADING PRACTICES

7.1. You must comply at all times with the Programme Rules, Account Parameters, limits and requirements assigned to the Funded Account. Those rules form part of this Agreement.

7.2. You must trade the Account yourself. You must not permit another person, account-management service, signal provider or automated service controlled by another person to access, control or trade the Account.

7.3. You must not access, trade, manage or operate an Account registered to another user or provide account-management, passing, copying or similar services in relation to the Programme.

7.4. You must not exploit, abuse, manipulate or circumvent the Programme, Trading Platform or simulated environment. Forbidden Trading Practices include, without limitation:

(a) knowingly or recklessly exploiting a pricing error, data inaccuracy, non-public or inside information, system malfunction, latency issue, execution delay or delayed price update;

(b) using delayed, external, non-standard or manipulated data feeds, signals or strategies in a way designed to obtain an unfair technical advantage over the Programme environment;

(c) manipulative, deceptive, coordinated, opposite, offsetting or hedged activity between related Accounts, connected users, different stages, external firms or other accounts where the purpose or effect is to avoid risk, guarantee a result or exploit Programme conditions;

(d) intentionally opening or closing an order within five minutes before or five minutes after a designated high-impact macroeconomic release, central-bank announcement, geopolitical event or similar event. Only orders executed within that restricted window are prohibited. A position opened before the window and closed after it is not prohibited solely because it remained open during the window;

(e) conduct that breaches the terms applicable to the Trading Platform or related technical systems, or that may reasonably cause cancellation, reversal or invalidation of simulated trades or material harm to Programme infrastructure;

(f) front-running trades placed elsewhere, including trades executed through another broker, venue, firm or account;

(g) using software, scripts, algorithms, artificial-intelligence tools, ultra-high-frequency methods, mass-order strategies, automated systems or commercially marketed “challenge passing” strategies where their purpose or effect is to manipulate, abuse, circumvent rules or obtain an unfair technical advantage;

(h) employing a materially different strategy, risk profile, position-sizing method or execution pattern in the Funded Phase from the strategy demonstrated during the relevant Challenge, where the change reasonably indicates rule avoidance, account passing or abuse;

(i) trading in a manner materially inconsistent with ordinary market conduct, including opening or holding positions specifically to exploit market-close gaps, earnings announcements, non-representative prices or other exceptional conditions, where the conduct creates a material financial, operational, legal or reputational risk;

(j) using a VPN, proxy, false address, borrowed identity, remote-access arrangement or other method to conceal or misrepresent identity, residence or physical location;

(k) money laundering, sanctions evasion, payment fraud, identity fraud, cyberattack, data scraping, credential theft or other unlawful activity; and

(l) any other practice expressly identified as prohibited in the Programme Rules assigned to the Account.

7.5. You must apply reasonable, market-standard risk management. Prohibited conduct may include position sizes or trade frequencies that are materially disproportionate to your demonstrated strategy and reasonably indicate an attempt to exploit the Programme or bypass its risk controls.

7.6. You must not, alone or in cooperation with another person, apply identical or substantially similar strategies by placing materially similar trades at substantially the same time across multiple connected Accounts, unless expressly permitted in writing.

7.7. Where the Company or Funded Phase Provider determines, acting reasonably and in good faith, that a Forbidden Trading Practice occurred, one or more of the following measures may be taken:

(a) exclude affected trades from the Account history;

(b) disregard affected trades when calculating simulated profit, loss or Reward eligibility;

(c) deny, reduce or cancel a Reward affected by the conduct;

(d) reduce Simulated Capital where proportionate and permitted by the Account Parameters;

(e) suspend, cancel or permanently restrict affected Accounts; and

(f) terminate participation in the Programme.

7.8. Where conduct involves multiple Accounts, related users or coordinated activity, measures may apply to every connected Account and agreement. A material adverse determination may be raised through the complaints process in Section 19.

8. USE OF TRADING DATA

8.1. The Company and its authorised providers may collect, monitor, process and analyse simulated orders, positions, performance, behaviour and related Programme data to operate the Programme, enforce risk controls, detect abuse, conduct research, develop models and improve services, subject to the Privacy Policy and applicable law.

8.2. Authorised providers may use simulated trading data to inform risk management or trading activity in real financial markets at their discretion. You do not acquire any right to a real trade, hedge, strategy, profit, compensation, intellectual property or participation as a result of such use.

8.3. Aggregated or de-identified Programme data may be retained and used for analytics, research, fraud prevention, risk modelling and service development as permitted by the Privacy Policy and applicable law.

9. REWARDS AND PAYMENTS

9.1. A Reward is conditional contractual remuneration determined by reference to verified simulated results during the Funded Phase and compliance with this Agreement, the Programme Rules and Account Parameters. It is not profit sharing from your real-market trading, investment income or a return on a financial instrument.

9.2. You become eligible for a Reward for a Reference Period only if:

(a) all applicable trading rules, parameters and risk limits have been satisfied;

(b) all positions are closed when review is requested or the Reference Period ends;

(c) the verified closing simulated balance exceeds the applicable starting balance after permitted adjustments, resulting in an eligible positive simulated result (the “Profit”);

(d) no Forbidden Trading Practice, manipulation, technical error or unresolved compliance concern affects the result; and

(e) all identity, sanctions, tax, invoicing, payment and administrative requirements have been completed.

9.3. If no eligible Profit is achieved, no Reward is payable for that Reference Period.

9.4. The Reward equals the applicable percentage of eligible Profit stated in the Account Parameters or Programme Rules accepted for the Account. If no Reward split is displayed, no Reward request may be processed until the applicable split is confirmed in writing.

9.5. The Reward calculation may deduct simulated losses, commissions, swaps, corrections, invalid trades, amounts already paid, provider charges expressly assigned to the user, and other adjustments authorised by the Programme Rules.

9.6. Where an unpaid portion of an eligible Reward is retained in the Account for further participation (a “Roll-over Reward”), later calculations will preserve the verified Roll-over Reward and apply the Reward split only to newly generated eligible Profit, subject to the Account Parameters.

9.7. You may request payment of only part of an eligible Reward if the dashboard permits. Any amount left in the Account remains a simulated credit, not client money or an independently withdrawable receivable, until it is included in a later verified and approved Reward.

9.8. Following a valid Reward request, the Company and authorised providers will review the Account and calculate the eligible amount. Payment remains conditional on:

(a) successful trading and compliance review;

(b) completed KYC, sanctions and fraud checks;

(c) submission of required information and confirmations;

(d) a valid invoice, tax document or approved self-billing arrangement where required; and

(e) an accepted and verified payment method in the user’s own name.

9.9. Payment may be withheld while a review, verification, dispute, sanctions check, technical investigation or documentation requirement remains outstanding. A withholding decision will not be used arbitrarily and may be raised through Section 19.

9.10. Fiat and digital-asset payment routes may be made available through independent providers. Neither the Company nor the Funded Phase Provider supplies a bank, wallet, custody or payment account to you. Availability, fees, processing time, exchange rates and eligibility may depend on the selected provider and jurisdiction.

9.11. Once the verified Reward calculation is finalised, the amount approved under this Agreement is final except for manifest error, fraud, duplicate payment, mandatory law or a successful complaint review.

10. INVOICING AND TAXES

10.1. A Reward may require a valid invoice or tax document issued by you or generated through an authorised self-billing process. You are responsible for the accuracy, completeness and legal compliance of invoicing and tax information supplied.

10.2. You are solely responsible for taxes, duties, levies, reporting, registration and similar obligations arising from a Reward, including VAT, GST or an equivalent tax where applicable.

10.3. Rewards are paid through a method accepted for your jurisdiction and verified in your own name. Fees, conversion costs, blockchain charges or intermediary deductions imposed by the selected payment route may be deducted or borne by you where disclosed.

10.4. The Company and its providers may withhold tax or information where required by applicable law and may request tax-residency or identification information before processing payment.

11. FEES AND REFUNDS

11.1. No additional fee is payable merely for signing this Agreement unless an Account-specific fee is disclosed and accepted before activation.

11.2. Challenge, instant-access, activation or other Programme fees previously paid are governed by the terms applicable at purchase and are non-refundable after access or digital performance begins, except where mandatory law requires otherwise.

11.3. Entry into the Funded Phase does not automatically create a right to reimbursement of a Challenge fee. Any fee reimbursement expressly offered by a Programme is conditional on the relevant Programme Rules.

12. RESTRICTED JURISDICTIONS

12.1. The Programme is unavailable to persons who are citizens or residents of, or physically located in, a Restricted Jurisdiction and to persons subject to applicable sanctions.

12.2. The current Restricted Jurisdictions policy published by Speed Funded forms part of this Agreement and may be updated when legal, sanctions or provider requirements change.

12.3. Access may be suspended or terminated where a restriction applies. You must not use a VPN, proxy, false address, nominee, borrowed identity or remote-access method to circumvent geographical, regulatory or compliance controls.

13. CONFIDENTIALITY AND DATA PROTECTION

13.1. During participation, you may receive non-public information concerning Account security, Programme operations, proprietary risk controls, internal investigations, non-public methodologies, credentials, technical systems, fraud-detection measures or information expressly marked confidential (“Confidential Information”).

13.2. You must take reasonable measures to protect Confidential Information and must not disclose, publish, distribute, reproduce, sell or misuse it without prior written permission.

13.3. Confidential Information does not include information that:

(a) is publicly available without a breach by you;

(b) you lawfully possessed without a confidentiality obligation;

(c) you independently developed without use of Confidential Information;

(d) you lawfully receive from a third party without a confidentiality restriction; or

(e) must be disclosed under law, court order or a binding request from a competent authority.

13.4. Nothing in this section prevents you from obtaining confidential legal, tax or professional advice, making a protected report to an authority, exercising a mandatory consumer right, reporting suspected unlawful conduct or providing truthful evidence in legal proceedings. Where legally permitted, give reasonable notice before a compelled disclosure.

13.5. Personal data is processed in accordance with the Speed Funded Privacy Policy and applicable law. Processing may include onboarding, identity verification, sanctions screening, fraud prevention, Programme operation, performance evaluation, Reward administration, support and legal compliance.

13.6. The Company may share relevant personal data with authorised providers and authorities where necessary for the Programme or required by law. Independent providers may also issue privacy information applicable to their processing.

13.7. Confidentiality obligations intended by their nature to survive will continue after termination.

14. AML, KYC AND SANCTIONS

14.1. AML, KYC, fraud, sanctions and eligibility checks may be carried out at any stage, including before activation, during the Funded Phase and before or after a Reward request where lawfully required.

14.2. You must provide requested information and documentation within the stated time, which may include valid government identification, proof of address, a selfie or liveness check, source-of-payment information, tax information and evidence of residence or travel.

14.3. Information may be obtained, verified and supplemented using authorised databases, compliance services and verification tools. Relevant information may be shared with providers strictly as necessary for these checks and Programme administration.

14.4. Compliance assessments are ongoing. Access to a previously approved Account may be restricted, suspended or revoked if information changes, a new sanctions or legal restriction applies, verification fails or the user no longer satisfies the applicable requirements.

14.5. Completion of KYC is mandatory before Funded Account activation and before any Reward. Failure to complete or pass KYC prevents activation or payment and may result in termination.

14.6. False or misleading information, duplicate identities, sanctions exposure, location concealment or circumvention of compliance controls may result in immediate suspension or termination and cancellation of affected Rewards.

14.7. Records may be retained and information may be reported or disclosed to courts, law-enforcement bodies, tax authorities, regulators, banks or other competent bodies where required or permitted by law. We may be prohibited from informing you of a report or investigation.

14.8. Where termination results from identity fraud, sanctions evasion, deliberate circumvention or a material compliance breach, Programme fees and unpaid Rewards may be forfeited to the extent permitted by applicable law.

15. THIRD-PARTY PROVIDERS

15.1. The Programme may rely on independent providers of trading technology, market data, identity verification, hosting, communications, analytics and payments.

15.2. Your use of an independent service may be subject to that provider’s terms and privacy policy. Review those terms where they are presented to you.

15.3. The Company and Funded Phase Provider are not responsible for the independent operation, availability, security, performance or content of a third-party system beyond the extent required by mandatory law or within their reasonable control.

15.4. We may repair, replace, migrate or temporarily suspend a third-party component where reasonably necessary. Where a material outage affects an Account, an appropriate remedy may include restoring access, correcting data, extending time, replacing the Account or another commercially reasonable solution.

16. USER REPRESENTATIONS AND ACKNOWLEDGEMENTS

16.1. You represent, acknowledge and agree that:

(a) you are at least 18 years old, have legal capacity to enter this Agreement and participate only for yourself;

(b) participation is lawful in your jurisdiction of citizenship, residence and physical location;

(c) the Programme does not constitute investment services, investment activities or capital-markets services provided to you;

(d) all activity in the Account is simulated and does not constitute your orders or transactions in real markets;

(e) Simulated Capital has no monetary value and cannot be withdrawn, transferred or treated as money or property held for you;

(f) simulated performance and previous Rewards do not guarantee future results;

(g) suspension or termination causes loss of Account access and may cancel unpaid Rewards as provided in this Agreement;

(h) all information and documents you supply are complete, accurate, authentic and current; and

(i) you have read the Account Parameters and Programme Rules before trading.

16.2. If you participate in the course of a business or professional activity, you must disclose that status and provide applicable registration, tax or business details on request.

16.3. You are responsible for obtaining any permit, consent or approval legally required for your participation and for satisfying applicable tax, reporting and fee obligations.

16.4. The Account, Simulated Capital, software, data and Programme rights remain the property of the Company, Funded Phase Provider or their licensors. Rights granted to you are personal, non-transferable, non-assignable and not inheritable.

16.5. Nothing in this Agreement creates employment, agency, partnership, joint venture, fiduciary, brokerage, custody or an independent-contractor relationship between you and the Company or any provider. A Reward is contractual Programme remuneration and is not salary or wages.

17. DISCLAIMERS AND LIMITATION OF LIABILITY

17.1. The Programme, Website, Account and related content, tools and functionality are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, all express or implied warranties of merchantability, satisfactory quality, fitness, accuracy, availability, non-infringement and suitability are disclaimed.

17.2. Participation and reliance on simulated information are at your own risk. Past or simulated performance does not predict future performance in the Programme or a real market.

17.3. To the maximum extent permitted by law, the Company, Funded Phase Provider, their affiliates, directors, officers, employees, agents and authorised providers are not liable for indirect, incidental, special, punitive, exemplary or consequential loss, including loss of profit, data, opportunity, business, reputation or goodwill, arising from:

(a) participation or inability to participate in the Programme;

(b) access to or use of the Website, Account, Trading Platform or a linked service;

(c) reliance on Programme information, tools, metrics, feedback or content;

(d) interruption, suspension, modification, migration or termination; or

(e) trading, investment or financial activity undertaken by you outside the Programme.

17.4. We are not liable for the independent operation, availability, performance or content of third-party platforms, payment services, verification systems or data services, except to the extent a failure is within our reasonable control or liability cannot lawfully be excluded.

17.5. We are not liable for delay or failure caused by an event beyond reasonable control, including natural disaster, war, civil unrest, terrorism, epidemic, government action, sanctions, extreme market disruption, power or telecommunications failure, cyberattack or failure of an independent platform, banking, data or payment system.

17.6. To the extent liability cannot be excluded, the total aggregate liability of the Company and Funded Phase Provider together for all claims arising from this Agreement or the Programme is limited to the lesser of:

(a) the total Programme fees paid by you in connection with Speed Funded during the three months immediately before the event giving rise to the claim; or

(b) USD 1,000.

17.7. The exclusions and limits do not apply to fraud, deliberate misconduct, death or personal injury caused by negligence, or another liability that applicable law prohibits from being excluded or limited. Mandatory consumer rights remain unaffected.

18. SUSPENSION AND TERMINATION

18.1. This Agreement continues until terminated. Participation terminates automatically if you breach a mandatory risk limit, trading parameter or eligibility requirement that the Programme Rules identify as an Account-ending breach.

18.2. We may suspend access while investigating a suspected breach, security event, technical error, fraud concern, sanctions issue, payment dispute or provider incident. A temporary suspension does not itself establish wrongdoing.

18.3. Where a Forbidden Trading Practice is reasonably established, affected trades may be excluded, simulated results disregarded, Rewards denied or cancelled, Accounts restricted or terminated, and connected Accounts reviewed.

18.4. Either you or the Company may terminate this Agreement at any time by written notice through an official communication channel. On termination, Account access ends and open simulated positions may be closed.

18.5. We may terminate immediately for:

(a) a false, inaccurate or misleading representation or document;

(b) a material breach, including a breach of trading rules, Forbidden Trading Practices, account sharing, identity misuse, sanctions evasion, fraud, location concealment, serious security misconduct or unlawful activity;

(c) failure or refusal to complete required verification;

(d) a threat to the Programme, platform integrity, another user or an authorised provider; or

(e) a legal, regulatory, sanctions or operational restriction that prevents continued service.

18.6. Where termination results from your material breach, Programme fees are not refundable and unpaid or accrued simulated profits and Rewards may be cancelled, subject to mandatory law and the outcome of any complaint.

18.7. If continued operation would create a material legal or regulatory risk, we may amend the relevant arrangement, migrate the Account, replace the applicable agreement or terminate participation. We will provide notice where legally and reasonably practicable.

18.8. Sections concerning data, confidentiality, intellectual property, liability, tax, complaints, governing law and accrued rights survive termination to the extent required by their nature.

19. COMPLAINTS

19.1. A complaint concerning the Programme, Account decision or Reward should be sent to support@speedfunded.com from your registered email address.

19.2. Include your full name, User Profile or Account identifier, relevant dates, the decision or activity disputed, supporting evidence and the resolution requested.

19.3. We will acknowledge the complaint and use reasonable efforts to provide a final response within 30 calendar days. A complex investigation, external-provider dependency or legal restriction may require additional time; if so, we will provide an update where permitted.

19.4. A complaint does not suspend an Account limit, legal obligation or security restriction unless we confirm otherwise in writing.

20. GOVERNING LAW AND JURISDICTION

20.1. This Agreement and any non-contractual obligation arising from it are governed by the laws of England and Wales, without regard to conflict-of-law principles.

20.2. The courts of England and Wales have exclusive jurisdiction over a dispute arising from this Agreement, except that a consumer retains any mandatory right to bring a claim in another competent court or rely on non-waivable protections of their place of residence.

21. FINAL PROVISIONS

21.1. If a provision is invalid, unlawful or unenforceable, it will be modified to the minimum extent necessary to make it enforceable while preserving its purpose. The remaining provisions continue in effect.

21.2. No course of dealing, industry custom, delay or failure to enforce a right creates a waiver. A waiver must be express and applies only to the stated matter.

21.3. If a provider or commercial arrangement supporting the Account ends or changes, we may transfer or migrate the Account to a replacement provider or Programme while preserving materially equivalent Account Parameters where reasonably practicable. If migration is not reasonably available, we may offer a replacement account or other commercially reasonable arrangement. We will not use this clause to remove a Reward already finally approved for payment.

21.4. This Agreement may be concluded and accepted electronically. To the extent permitted by law, electronic records and acceptance have the same effect as physical delivery and handwritten signature.

21.5. You may not transfer your rights or obligations. The Company may transfer this Agreement as part of a group reorganisation, sale, provider migration or other legitimate business transfer, provided the transfer does not materially reduce mandatory rights.

21.6. If this Agreement conflicts with the Speed Funded Terms & Conditions, Programme Rules or general website content, the following order applies for the subject concerned:

(a) this Agreement, for the Funded Phase and Rewards;

(b) the Account Parameters and Programme Rules, for Account-specific trading calculations and limits;

(c) promotion-specific terms expressly accepted for the Account;

(d) the Speed Funded Terms & Conditions; and

(e) general website, FAQ, affiliate, social-media or marketing content.

21.7. We may amend this Agreement by publishing or electronically presenting an updated version. A material change affecting an active Account will be notified through the dashboard, Website or email and will apply prospectively, except where immediate application is reasonably required by law, sanctions, security, fraud prevention or platform integrity.

21.8. If you do not agree to a material amendment, you must stop using the Account and may terminate before the amendment takes effect, subject to closure and Reward-review requirements. Continued use after the effective date constitutes acceptance where permitted by law.

21.9. This Agreement, the Account Parameters, Programme Rules, Privacy Policy, Risk Disclosure and Restricted Jurisdictions policy constitute the entire agreement for the Funded Phase and replace earlier statements on the same subject.

21.10. Notices and complaints may be sent to support@speedfunded.com. We may send notices to your registered email address, dashboard or another official channel associated with your User Profile.

SCHEDULE 1 — FUNDED-PHASE TRADING PARAMETERS

1. Trading commissions

Unless the Account Parameters state otherwise:

(a) financial instruments other than crypto CFDs: USD 20 per USD 1,000,000 of notional volume traded; and

(b) crypto CFDs: 0.08% of notional volume traded.

Commissions form part of simulated Account calculations and may affect balance, equity, drawdown, Profit and Reward eligibility.

2. Leverage

For all One-Step and Two-Step Challenges that progress to the Funded Phase, maximum Account leverage is 1:40 for all instruments unless a lower limit or instrument-specific condition is displayed in the Account Parameters.

The leverage for an instant-access or another Programme is the leverage assigned to that Account and displayed in the Account Parameters.

3. Account-specific conditions

The following are governed by the Account Parameters and Programme Rules assigned to the Account: starting Simulated Capital, daily loss limit, maximum loss or drawdown, drawdown calculation method, permitted instruments, minimum activity or trading days, Reference Period, news and weekend conditions, maximum exposure, consistency requirements, Reward split, Reward-request schedule and any Programme-specific restriction.

CONTACT

Sandsoft Tech Services FZ-LLC

Speed Funded

FDRK5906, Compass Building

Al Shohada Road, Al Hamra Industrial Zone-FZ

Ras Al Khaimah, United Arab Emirates

Email: support@speedfunded.com

Speed Funded

Speed Funded offers premium trading evaluation programs for serious professionals. Prove your edge, hit the targets, and secure institutional capital.

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Sandsoft Tech Services FZ-LLC

FDRK5906, Compass Building, Al Shohada Road,

Al Hamra Industrial Zone-FZ,

Ras Al Khaimah, United Arab Emirates

Important Information & Disclaimer

Speed Funded is operated by Sandsoft Tech Services FZ-LLC, FDRK5906, Compass Building, Al Shohada Road, Al Hamra Industrial Zone-FZ, Ras Al Khaimah, United Arab Emirates.

All Speed Funded accounts operate in a simulated trading environment. No participant trades real client funds or executes trades on live financial markets through Speed Funded. Program fees are service fees for access to simulated trading evaluations and related services and are not deposits or investments.

Speed Funded does not provide investment advice, brokerage, portfolio management, custody, or other investment services. Nothing on this website constitutes an offer, solicitation, or recommendation to buy or sell any financial instrument.

Any payouts or rewards are based on simulated trading performance and are subject to the applicable Terms & Conditions and Trading Rules. Simulated results are not indicative of future live-market performance. Trading financial markets involves substantial risk.

Services may be restricted in certain jurisdictions. Please review our Terms & Conditions, Risk Disclosure, Privacy Policy, Restricted Jurisdictions, and Refund Policy before purchasing a program. Services are not offered to residents of certain jurisdictions, including countries on the FATF and EU/UN sanctions lists, Vietnam, and UAE.

© 2026 Sandsoft Tech Services FZ-LLC. All rights reserved.

Trading involves significant risk. Read our Risk Disclosure before participating.